Moore Stephens Brokers Ltd (MSBL) and Royal & Sun Alliance have launched an adaptable group medical insurance product, specifically designed for superyacht crew.

The Superyacht Crew Plan offers unlimited cover and no deductibles/excess. Other features include routine pregnancy cover, optical care, routine dental care and physiotherapy.

Commenting on the facets of the plan, Melanie Langley, senior crew benefits adviser for MSBL, said:

“We have a strong relationship with RSA. Already we’ve had a captain sign up who wanted cover for his pregnant wife. We were able to get the cover associated with his wife’s pregnancy including delivery of their newborn and cover for some time following, for both mother and child.

“Furthermore we were also able to arrange ongoing cover for their children included within the group policy. We managed to cover another captain with a pre-existing condition that he had advised us had not been accepted under any other policy.”

Because of its expertise in crewing, MSBL will play an active role in managing claims. “Frankly our experience of other policies is that they are just too restrictive, so we joined forces with RSA to develop one that works "Langley added. “And although the Superyacht Crew Plan is designed as a group policy for yachts or groups of yachts we will soon roll out with RSA a version for individuals.”

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